What Is a Payday Loan?
Cash44, payday loans are short-term loans designed to be an advance on your next paycheck. Since funds are disbursed very quickly, interest rates for a cash payday loan generally tend to be a little higher than most other types of loans. Laws regarding the amount of time required to pay off a personal loan vary from state to state, but the limit ranges anywhere from two weeks to even two months. cash44 easy application process, you can apply for loans as little as $100 or as much as $1000. Payday loans are short-term, small loans usually lasting 3-17 days. Payday loans are generally due on the date of your next paycheck and do not require traditional credit checks.
How Do You Apply?
Unlike most other types of loans, the application process required to obtain a fast cash loan is easy and convenient. To apply, simply go online and complete the fast, 3 minute application process. You will not be required to fax any documentation, and you do not need good credit to be approved. The entire application process can be completed from your home. It really does not get much easier than that. cash44 understands that emergencies happen and everyone needs some financial help from time to time. When properly utilized payday loans can be a helpful tool to relieve you of your financial strain. The funds that you receive from your payday loan can be used for anything you could think of; car repairs, home repairs, school expenses, utility bills, medical bills, or just a little extra cash to get you to your 24 hours or next payday.
Application With Ease
The application takes only a few minutes and doesnít require you to go dig up any papers hidden in files around the house. You only need to provide information that you already know or can quickly find in your wallet. Once your application is submitted, we match up your needs with lenders in our network who can give you the best payday loan. This way companies are competing for your business and offer the lowest rates and fees as a result.
The lenders require borrowers to meet a certain set of minimum requirements. Although they can differ slightly from vender to vender, the requirements generally include the following:
- A current job for at least 90 days
- 18 years of age or older and a citizen or permanent resident of the United States
- Income of at least $1,000/month after taxes
- A current checking account in your name
- Valid home and work phone numbers and a working email address
How Do You Receive Benefits
The best thing about online payday loans is their speed. You can get up to $1,000 deposited in your checking account within the next business day. In many cases, your money can be disbursed within hours of beginning the application process. Since we operate online, you can apply from home or wherever you may be at any time of the day. Really, all thatís required is a secure Internet connection. You can even apply from your smartphone.
That convenience is very important, but donít get swept away by how easy the process is; you should still take the time to review the loan process and specifically the exact terms and conditions of your loans. Getting instant payday loans online means that all of these terms will be disclosed in writing before you ever have to worry about signing or paying anything. You should investigate instant payday loans online the next time you need cash now.